Archive for Member Money

Money Merge Account/One Account

I stumbled upon the article in Wikipedia today about Money Merge Accounts. While I completely agree that paying for a software program to “manage” this appalling, consumers searching for info on how they can do this for themselves will find the Wikipedia article and not useful information about how this can be accomplished. I love [...]

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SAR’s and CTR’s suck, but…

Don’t be like Bank of America and get fined $3M. Their investment arm got hammered for not filing the reports. See the full story here.

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my post at CUES

Check out my recent post over at CUES Skybox about members savings!

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IRS releases final of Form 8888

The IRS has released the final version of Form 8888. As mentioned in some previous posts, form 8888 lets your members direct deposit their tax refund to up to three different FI’s/accounts.

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It’s Pay Day!

Here’s fun promotional savings idea: have parents bring their kids in to open a youth savings account, or deposit some amount of money, and receive the board game Pay Day for free! What’s in it for the parents? We’ll match your pay day! CNNMoney posted an article about “5 gifts that will make your kids [...]

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Form 8888 (again)

I want to put an IRS for in our statements. Sounds kinda weird, huh. I want to put Form 8888 into our year-end statements (see original post here), which contains our 1099′s, and have it pre-populated with our routing number. Give the members a little instruction sheet, tell them what the form is, why they [...]

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it’s earnings season!

3rd quarter earnings are being released left and right. Amazon had an amazing run up after closing today (14%) when they announced their earnings for Q3 2006. Weyerhaeuser and GM will announce their earnings tomorrow. What does this mean to CU’s?? Watch your outgoing ACH transactions. We learned a lot about where our members are [...]

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B of A fees

How much did B of A make in non-interest (fee income) in the Q3 2006? $10 Billion dollars. Net interest income??? $8.5 Billion Here is B of A’s Earnings Statement. Hopefully not too much of our members’ money is going there!

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