I love your enthusiasm and it’s so refreshing today – most of what we hear is so much doom and gloom.

I too am giddy about the opportunities available to credit unions right now.

Banks are doing a tremendous job educating the public on the difference between banks and credit unions. We are NOT government owned, don’t have to put salary caps on overpaid CEOs and can pay whatever dividends we want to our member/owners (B of A cannot issue more than a penny to stockholders without government approval).

Cheers!